The auto insurance pricing model has long been subject to a lack of accuracy in the field of auto insurance, which results in a high cost of vehicle insurance business and a general loss in the insurance industry.

With the advancement of market-based pricing reform, the insurance companies began to pay attention to the UBI insurance pricing model based on the usage and owner habits. This model has gradually become a mainstream auto insurance pricing method in Europe and the United States. Gosuncn RichLink provide multiple high-performance OBD and Advanced Trackers for insurance companies and Telematics service providers.

• Select top-quality customers to realize the floating car insurance

• Fast claims, to realize the comparison and analysis of back-end data

• Remote loss assessment, directly assess the loss through data condition analysis and site photos

• Improve the services, take the initiative to care for car owners and provide the reminder or help services through the data

• Read vehicle body data, increase the value-added services such as twitter of short-term insurance, and the derivative services of financial management products, etc.

Telematics products integrate multiple services such as GNSS, 6-axis Gyro, Bluetooth, high-precision ADC, and 4G, collecting multiple data such as car status, mileage, and driving behavior. Gosuncn RichLink has a full range of 4G UBI terminal products, allowing customers to flexibly choose between OBU or OBD product forms according to business needs. The product has strong positioning capabilities and adopts dual star differential positioning, ensuring the shortest GPS startup time, and can quickly and accurately locate even in narrow high-rise buildings; Domestic customers can choose the combination of "GPS+Beidou" satellite positioning; The product has good robustness and can maintain signal stability even when installed in a concealed location.